Hora Lagna Decoded: How to Predict Daily Cash Flow & Income

By Bavishyavani Research Team | Wealth Division Updated: January 21, 2026

Let’s talk about the most misunderstood concept in finance: Liquidity. Most people obsess over Net Worth. “Oh, Elon Musk is worth $200 Billion.” But Elon Musk cannot walk into a grocery store and pay with a SpaceX rocket. He needs Cash.

In Astrology, we have two different wallets:

1. Indu Lagna: This is your Vault. It shows your Assets, Inheritance, and Long-term Wealth. (We covered this in Article 1).

2. Hora Lagna (HL): This is your Wallet. It shows your Salary, your Sales, your Daily Income, and your ability to spend right now.

If you have a strong Indu Lagna but a weak Hora Lagna, you are the “Landlord who eats instant noodles.” You own the building, but you have no cash flow. If you have a strong Hora Lagna but a weak Indu Lagna, you are the “High Roller.” You make $50k a month and spend $50k a month. You live like a King, but you own nothing.

To be truly wealthy, you need both. Today, we are going to fix your Cash Flow.

Part 1: What is Hora Lagna (HL)?

The word “Hora” comes from the root of “Ahoratra” (Day and Night). It is the root of the English word “Hour.” Hora Lagna is a mathematical point that moves twice as fast as the Sun. It represents the Time of Wealth.

Why “Time”? Because money is crystallized energy. And energy flows through time. The Hora Lagna shows the specific times in your life when the universe opens the tap.

• It governs Financial longevity.

• It governs Liquid Money.

• It governs the Source of Income.

The Big Distinction:

• Ghatika Lagna (GL): Power & Authority.

• Hora Lagna (HL): Money & Resources.

• If you want to be a Politician, check GL. If you want to be a Banker, check HL.

Part 2: How to Calculate Hora Lagna (The Speed Math)

Unlike Indu Lagna (which is static), Hora Lagna is dynamic. It depends on whether you were born during the Day or Night. Warning: Most online calculators get this wrong. Here is the manual check.

Step 1: Determine Birth Type

• Day Birth: Born between Sunrise and Sunset.

• Night Birth: Born between Sunset and Sunrise.

Step 2: The Starting Point

• If Day Birth: Start counting from the Sun.

• If Night Birth: Start counting from the Ascendant (Lagna).

Step 3: The Calculation

• Calculate the time difference between Sunrise and your Birth Time in hours and minutes.

• Convert this time into minutes.

• Divide by 2. (Because HL moves 1 sign every 2 hours, roughly).

• Add this number of signs to your Starting Point.

Wait, that’s too hard. Let’s use the “Odd/Even” Shortcut (Jaimini Sutra Method).

1. Find your Birth Time (T) in hours from Sunrise.

2. Divide T by 2.5. This gives you the number of “Horas” passed.

3. If Day Birth: Add that number to the Sun Sign.

4. If Night Birth: Add that number to the Ascendant Sign.

5. (Note: Use Odd/Even sign rules for direction if you want advanced accuracy, but for beginners, direct addition works 80% of the time).

The Easy Way: Open your software (Jagannatha Hora). Look for the symbol “HL”. Note the Sign and House it falls in.

• Example: HL is in Libra in the 11th House.

Part 3: Decoding Your Income Source (Planets in HL)

The sign and planets in your Hora Lagna tell you where the cash comes from. This is critical for career alignment.

1. Sun in Hora Lagna

• The Source: Government, Father, or High-Level Management.

• Cash Flow: Steady, guaranteed, but usually fixed (Salary).

• Strategy: Work for the state or big corporations.

2. Moon in Hora Lagna

• The Source: Liquids, Food, Hospitality, Public Dealing, or Women.

• Cash Flow: Fluctuating. Money comes in waves (like the tide). Good for retail business.

• Strategy: Keep cash reserves for the “low tide” months.

3. Mars in Hora Lagna

• The Source: Real Estate, Engineering, Litigation, or Sports.

• Cash Flow: Explosive. You make big chunks of money at once (e.g., selling a house), then wait.

• Strategy: High-ticket sales. Don’t work for an hourly wage.

4. Mercury in Hora Lagna

• The Source: Trading, Writing, Coding, Marketing, or Commission.

• Cash Flow: Frequent. Small amounts coming from many sources. (The “Side Hustle” King).

• Strategy: Diversify. Have 5 income streams.

5. Jupiter in Hora Lagna

• The Source: Consulting, Teaching, Banking, or Advisory roles.

• Cash Flow: Massive. This is the best placement for high salaries or high fees.

• Strategy: Charge for your brain, not your time.

6. Venus in Hora Lagna

• The Source: Luxury, Fashion, Entertainment, Art, or Vehicles.

• Cash Flow: Easy. Money comes to you without hard labor.

• Strategy: Focus on aesthetics. If it looks expensive, you can sell it.

7. Saturn in Hora Lagna

• The Source: Agriculture, Mining, Manufacturing, or Service.

• Cash Flow: Slow. Very slow. But extremely stable.

• Strategy: Play the long game. Build assets that pay rent.

8. Rahu in Hora Lagna

• The Source: Tech, Crypto, Foreign Trade, or Gambling.

• Cash Flow: Unpredictable. You can make a million overnight and lose it the next morning.

• Strategy: Cash out fast. Don’t hold.

Part 4: The Wealth Yogas (HL + GL Connection)

This is the “Billionaire Secret” that Jaimini teaches. You need to connect Money (HL) with Power (GL).

The Maha Yoga: If your Hora Lagna and Ghatika Lagna are:

1. Conjoined (In the same sign).

2. Aspecting each other (Jaimini Aspect).

3. In 1/7 axis (Opposite).

Result: You are unstoppable.

• HL brings the money.

• GL brings the power to protect the money.

• This is the signature of Tycoons, Kings, and Oligarchs.

The “Dhana Yoga” of HL: If the Lord of HL is placed in the 2nd, 11th, or Indu Lagna.

• Example: HL is Taurus. Lord is Venus.

• Scenario: Venus is sitting in the 11th House.

• Result: Your “Cash Flow Source” (Venus) is sitting in the “House of Gains” (11th). Money flows like water.

Part 5: Timing the Cash (When will I get paid?)

This is why we calculate Hora Lagna. To know the timing. Money arrives when the Time (Dasha) aligns with the HL.

1. The Dasha of HL:

• When you run the Chara Dasha of the sign containing the Hora Lagna.

• Result: This is your “High Income” period. Even if the economy is bad, you will make money.

• Example: HL is in Leo. During Leo Dasha, your income doubles.

2. The Dasha of the Lord of HL:

• When you run the Dasha of the planet ruling the HL.

• Result: You find new sources of income.

3. The Transit (Gochar):

• When Jupiter transits over your HL sign -> Easy Money.

• When Saturn transits over your HL sign -> Structured Income (You might get a stable job, but work hard).

Part 6: HL vs. Indu Lagna (The Diagnostic)

I use this to diagnose financial problems for clients. Compare your HL and Indu Lagna (IL).

Scenario A: Strong IL, Weak HL

• Example: Exalted Jupiter in IL. Debilitated Saturn in HL.

• Diagnosis: The Asset Rich.

• You have a big inheritance or property worth millions. But you struggle to pay monthly bills. You are “House Poor.”

• Advice: Sell an asset. Liquidity is your enemy.

Scenario B: Strong HL, Weak IL

• Example: Exalted Venus in HL. Ketu in IL.

• Diagnosis: The High Earner.

• You make $20k a month as a consultant. But at the end of the year, you have $0 saved. You spend as fast as you earn.

• Advice: Automate your savings. You are bad at holding wealth.

Scenario C: HL and IL are Enemies (6/8 relationship)

• Diagnosis: Financial Stress.

• Your Income (HL) fights your Net Worth (IL).

• Every time you get a raise (HL), a big expense hits your savings (IL).

Part 7: Case Study (The Tech Founder)

Let’s analyze a chart of a Founder who had a high valuation but low salary.

The Profile:

• Ascendant: Scorpio.

• Indu Lagna: Leo (Strong – Sun in Own House).

• Hora Lagna: Capricorn (Weak – Saturn in 12th).

The Analysis:

1. Indu Lagna (Leo): Massive Potential. The Sun in Leo gave him a company valuation of $50 Million. He was “Rich on Paper.”

2. Hora Lagna (Capricorn): Constricted. Saturn (Delay) in the 12th House (Loss).

3. The Reality: Despite being worth $50M, his monthly salary was barely $3,000. He couldn’t sell his stock (IL) because of lock-in periods. His daily cash flow (HL) was miserable.

4. The Shift: When he entered the Leo Dasha (Indu Lagna), he sold the company. The IL value finally converted to cash.

Part 8: Action Plan (Fixing the Flow)

If your cash flow is stuck, you need to unclog the Hora Lagna.

1. Worship the HL Lord:

• Find the Lord of your HL.

• Example: HL is Gemini. Lord is Mercury.

• Remedy: Donate green things (Mercury). Feed birds. Keep your desk organized.

• When you respect the energy of the HL Lord, the friction disappears.

2. The “Hour” of Power:

• “Hora” means Hour.

• Every day, there is a specific hour ruled by your HL Lord. (Use a “Planetary Hours” app).

• Schedule your important sales calls or asks during that hour.

• Example: If HL Lord is Jupiter, ask for a raise during Jupiter Hora on Thursday. The answer will be “Yes.”

3. Check the Obstruction:

• Is there a planet in the 12th from HL?

• Example: HL is Aries. 12th is Pisces.

• If Rahu is in Pisces, he is stealing your cash flow.

• Fix: Stop the leakage. In this case, stop speculative trading (Rahu).

The “Lord Activation” Trick

The most potent way to power up your Hora Lagna is to strengthen its Lord (the planet ruling the sign your HL is in).

Find the sign of your Hora Lagna and apply the corresponding remedy:

HL Sign	Ruling Planet	The “Cash” Trick (Remedy)
Aries / Scorpio	Mars	Tuesday: Carry a square piece of copper in your wallet. Feed birds red lentils (Masoor Dal).
Taurus / Libra	Venus	Friday: Keep a silver coin or a piece of white sandalwood in your cash box/locker. Wear clean, ironed clothes (never wrinkled) to attract Venusian energy.
Gemini / Virgo	Mercury	Wednesday: Keep a small green jade stone or a green cloth in your wallet. Water a Tulsi plant or feed cows green grass/spinach.
Cancer	Moon	Monday: Drink water from a silver glass. Receive blessings from your mother or mother figures.
Leo	Sun	Sunday: Offer water to the rising Sun. Toss a copper coin into a flowing river or keep a small piece of wheat in your pocket.
Sagittarius / Pisces	Jupiter	Thursday: Keep a yellow turmeric stick (wrapped in yellow cloth) in your safe/locker. Apply a saffron tilak on your forehead.
Capricorn / Aquarius	Saturn	Saturday: Feed crows or stray dogs. Be impeccably honest in transactions (Saturn punishes hidden agendas). Keep your shoes clean.

Conclusion: Cash is Oxygen

Net Worth (Indu Lagna) is vanity. Cash Flow (Hora Lagna) is sanity.

You cannot breathe “future air.” You need oxygen now. The Hora Lagna tells you where your oxygen mask is located.

• If your HL is in the 3rd House, your oxygen is in Sales/Marketing.

• If your HL is in the 6th House, your oxygen is in Service/Jobs.

• If your HL is in the 9th House, your oxygen is in Publishing/Teaching.

Stop trying to breathe underwater. Go where your HL is. Calculate it. Activate it. Get paid.

FAQ: Hora Lagna

Q: Can Hora Lagna show debt? A: Yes. If the Hora Lagna is associated with the 6th House (Debt) or Mars, you might use debt to create cash flow (e.g., Credit Cards, Loans). If HL is weak, the debt crushes you. If HL is strong, you use OPM (Other People’s Money) to get rich.

Q: Is HL different from 2nd House? A: Yes.

• 2nd House: Accumulated Wealth (Savings Account).

• HL: The Rate of Inflow (Salary/Sales).

• You fill the 2nd House using the HL.

Q: What if HL is in the 8th House? A: This is “Hidden Cash.”

• You might make money from unearned sources (Inheritance, Insurance, Alimony).

• Or, you deal in “Black Money” or cash transactions that are off the books.

Q: Does HL change if I move countries? A: The calculation is based on Birth Time and Birth Place. It is fixed. However, if you move to a location where the Astrolocation lines favor your HL Lord, your income will increase.

Also Read …
Indu Lagna Decoded: The “Billionaire Point” in Your Chart

Rajya Pada (A10) Decoded: Your Career Map & The Nature of Your Boss

Jaimini Chara Dasha Guide (Part 1) : The Masterclass